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March 2025

New regime to help ensure banks treat customers fairly

New regime to help ensure banks treat customers fairly 
The Financial Markets (Conduct of Institutions) Amendment Act 2022 establishes a reg…

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September 2023

Relationship breakdowns and banking

We hear from many people whose relationship troubles have led to problems with their finances – whether they’ve separated from their partner…

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March 2025

Access to banking

Bank services
It is important for banks to ensure that customers can continue to access banking products and services and operate them safe…

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March 2022

Travel

Before you leaveGet travel insuranceIt’s a good idea to look into travel insurance before you book your flights. That way you can check your…

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July 2021

Buying a home

Lending restrictionsThe Reserve Bank’s loan-to-value ratio restrictions mean borrowers must generally have a deposit of at least 20 per cent…

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December 2024

Powers of attorney

A power of attorney is an authority given by one person (the donor) to another person (the attorney) to act on his or her behalf. This autho…

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July 2021

Overdue council rates

Two pieces of legislation deal with Council rates:

The Local Government (Rating) Act 2002, obliges property owners to pay their rates.  It …

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December 2024

Insurance policies

Some banks sell policies provided by their own insurance divisions, and other banks sell policies supplied by separate companies. We can con…

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December 2024

Retaining personal information

The Reserve Bank of New Zealand Act 1989 requires banks to keep certain transaction information about deposits and withdrawals for seven yea…

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