trust us to be fair

Welcome to New Zealand's Banking Ombudsman Scheme

The Banking Ombudsman Scheme investigates and resolves disputes between customers and their banking service providers. We are independent of scheme participants, customers, and government. Our service is free of charge and easy to use.

This website provides you with information to help you avoid making mistakes with banking services, and how we can help you if you need it. It also helps you make a complaint to us if you're unable to sort it out with your banking service provider.

We will do our best to help you - trust us to be fair.

Welcome to New Zealand's Banking Ombudsman Scheme

The Banking Ombudsman Scheme investigates and resolves disputes between customers and their banking service providers. We are independent of scheme participants, customers, and government. Our service is free of charge and easy to use.

This website provides you with information to help you avoid making mistakes with banking services, and how we can help you if you need it. It also helps you make a complaint to us if you're unable to sort it out with your banking service provider.

We will do our best to help you - trust us to be fair.

Latest news

Find out what you are getting into before you agree to be a guarantor

03 Mar 2015

Agreeing to be a guarantor can mean you are liable for any future debt the person takes on, and the bank may not even have to tell you of any new lending - as this person belatedly found out. 

Another cautionary tale about protecting your card PINs

23 Feb 2015

If we think a bank makes a reasonable offer to settle a complaint, we are not able to consider it further, as in this case in which a bank offered some compensation after bank cards were stolen and poor PIN protection led to theft from bank accounts.

Consultation on proposed scheme rule changes

17 Feb 2015

The Banking Ombudsman Scheme wants your ideas about suggested amendments to its terms of reference (rules) following its independent review last year.  To find out more and to make a submission click here.

Message from the Banking Ombudsman

"You can trust that we are independent, we will listen to both sides of the story and be fair.

We may not always find in your favour but we will clearly explain our findings to you.

We help others learn from the disputes we resolve. We also empower customers and banks to improve the banking experience."

- Deborah Battell, Banking Ombudsman

Contact us

Our office hours are 8:30am to 5:00pm Monday to Friday (New Zealand time).

For contact details please click here.

We can consider your complaint if your banking service provider is one of our scheme participants.